Fagura

Fagura image

Fagura is a fintech platform offering crowdfunding and crowdlending services — connecting investors and borrowers via a fully digital marketplace for loans and investments.

Website

Company description

Fagura operates a licensed peer-to-peer lending and investment marketplace that allows companies and individuals to obtain financing, while investors can fund loans and earn returns. The platform handles credit assessment automatically, supports digital loan applications, and aims to democratize access to finance through transparent, efficient processes.

Industries

  • Crowdlending / Crowdfunding
  • Digital lending
  • Financial Services
  • Fintech
  • SME financing

Service & Capabilities

    • Online loan application for businesses and individuals
    • Crowdlending: pooling investments from multiple investors to fund loans
    • Credit scoring and risk assessment algorithms to evaluate applications
    • Loan repayment management and distribution of repayments to investors
    • Secondary-market features allowing investors to exit investments early
    • Investment management tools and dashboards for investors

Partners of & Certifications

Clients & Markets

Fagura serves both investors and borrowers — including small and medium enterprises (SMEs) and individuals — across Moldova and the broader region. The platform is also expanding into other markets, aiming to serve clients across European Union countries.

Technologies

Automated credit-scoring and risk-assessment engines, digital lending and investment platform infrastructure, web-based user interface for loan/investment management, secure payment and transaction handling, scalable fintech backend systems.